Dental Insurance – Leesburg, VA
Navigate Your Coverage
Dental insurance can be complicated to navigate for a variety of reasons, including confusing jargon, varying coverage, and difficulty getting the answers you need. Fortunately, our team at All Smiles Leesburg is here to help you get the most out of your investment in insurance by helping you better understand your benefits. Below, we’ve highlighted some basic information that can help you navigate your plan more smoothly.
Understanding How Dental Insurance Works
When you’re trying to understand how your dental insurance plan works, you’ll need to be familiar with a few key terms that are likely to pop-up frequently:
- The maximum is a capped-off amount of money that your dental insurance company will pay for your treatments over the course of a calendar year.
- The deductible is a set amount of money that your dental insurance company requires you to pay out-of-pocket before your benefits kick-in and begin paying for services.
- The premium is the annual or monthly amount that you pay to receive benefits.
What Does Your Dental Insurance Plan Cover?
It’s important to keep in mind that dental insurance plans can vary greatly, depending on what type of coverage you have, so in order to find out if yours covers a specific treatment, it’s best to contact your provider directly. However, insurance companies typically utilize 100-80-50 structures to determine coverage. This means that they typically cover 100 percent of preventive care, 80 percent of basic treatments, and 50 percent of more in-depth procedures.
Our In-Network PPO Dental Insurance Providers
Our dental office is in-network with several PPO dental insurance plans, including the following. This means that we’ve negotiated discounted rates and fees with certain dental insurance companies, allowing us to pass on savings to our patients who choose in-network providers for care. If you have any questions, please don’t hesitate to call our dental office.
- Dominion National
- Delta Dental
- United Concordia
- United Healthcare
- And many more!
Don’t see your plan? We likely take it! Reach out to our team today!